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About Cindy Silver

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So far Cindy Silver has created 15 blog entries.
30 07, 2021

What are the New Mortgage Stress Test Rules?

By |2021-07-30T16:36:48-07:00July 30th, 2021|Governments, Real Estate|

The New Mortgage Stress Test Rules As of June 1, 2021, Canadian homebuyers are facing tougher mortgage stress test rules. These new rules will decrease the buying power of most borrowers. Who is affected by the new rules? The new mortgage stress tests will affect Canadian “uninsured buyers” applying for or renewing a mortgage. Before [...]

14 07, 2021

What is Lender Title Insurance and why do I need it?

By |2021-07-14T17:24:31-07:00July 14th, 2021|Real Estate|

What is Lender Title Insurance? If you are purchasing residential real estate, your Lender will require your lawyer or notary to order Lender Title Insurance for your new mortgage. Lender Title Insurance insures the Lender’s interest in the property that you are purchasing for as long as the insured mortgage remains on the property. It [...]

9 07, 2021

What are the new Land Transparency Rules?

By |2021-07-09T17:06:22-07:00July 9th, 2021|Real Estate|

Posted July 9, 2021 On May 16, 2019, the Land Owner Transparency Act (LOTA) came into effect, and on November 30, 2020, the BC Government implemented the Land Owner Transparency Registry (LOTR). The purpose of LOTR is to “end hidden ownership”, thereby creating a larger pool of affordable housing. Implication for purchases on or after [...]

9 07, 2021

What’s happening in the Real Estate market?

By |2021-07-09T16:51:15-07:00July 9th, 2021|Real Estate|

Updated July 1, 2021 Demand stays strong while supply is dwindling After peaking in March, the provincial housing market is starting to calm, according to the BC Real Estate Association. Residential listings are down 17 percent year-on-year in May and flattening out across housing types. In the Lower Mainland, listings are rising to meet supply, [...]

2 06, 2020

Silver Law named one of Top Three Real Estate Lawyers in North Vancouver

By |2020-07-02T11:23:44-07:00June 2nd, 2020|Uncategorized|

Top Three Law Firms Earlier this year, we were named one of the Three Best Real Estate Lawyers in North Vancouver by Threebestrated.com based on a 50-point inspection, and we're pretty happy about it. See the results here. Why we do what we do Since 2007, Silver Law has been providing our clients with personal [...]

24 07, 2019

What is a Representation Agreement?

By |2019-07-24T17:35:44-07:00July 24th, 2019|Uncategorized, Wills and Estates|

What is a Representation Agreement (RA)? A Representation Agreement is an important part of your estate documents. It allows you to appoint someone (known as a representative) to act on your behalf with respect to medical decisions should you be alive but unable to do so. What does it include? The document can include stipulations [...]

15 05, 2019

Are you a First Time Home Buyer?

By |2019-05-15T16:15:05-07:00May 15th, 2019|Financial, Real Estate|

Are you buying your first home? Good news! You may be exempt from paying Property Transfer Tax (PTT) on your purchase. The First Time Home Buyers' Program reduces or eliminates the amount of property transfer tax you pay when you purchase your first home. If you qualify for the program, you may be eligible for either a [...]

14 05, 2019

Five Things You Need to Know About Wills

By |2019-05-15T15:09:45-07:00May 14th, 2019|Wills and Estates|

1. When do I need a will? Our top question! If you are an adult who owns assets, has a spouse, or has children you should have a will. Though it is unpleasant to think about what should happen if you die, having a will safeguards you and ensures that your wishes are met regarding [...]

10 05, 2019

What is a Power of Attorney?

By |2019-05-15T16:16:05-07:00May 10th, 2019|Power of Attorney, Wills and Estates|

A Power of What? A Power of Attorney is a valuable part of an estate plan. By using a Power of Attorney, you can control who will make decisions about financial and legal matters for you in case you lose capacity. A Power of Attorney is a legal document used by an individual (the "donor") [...]

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