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About Cindy Silver

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So far Cindy Silver has created 13 blog entries.
17 10, 2016

How Does the New “Stress Test” for Mortgages affect me?

By |2019-05-15T16:29:00-07:00October 17th, 2016|Real Estate|

What is the "stress test"? At the beginning of the month, Ottawa released the news that they would be introducing some new measures to make it harder for Canadians to take on a mortgage they can’t afford. On October 17th, 2016, the federal government’s new rules for first-time homebuyers take effect. Now all insured mortgage [...]

10 05, 2014

The New Wills Estates and Succession Act (WESA)

By |2019-05-15T16:36:42-07:00May 10th, 2014|Wills and Estates|

The New Wills Estates and Succession Act (WESA) What is it? The Wills, Estates and Succession Act (WESA) came into force on March 31, 2014. The act provides greater certainty for individuals who put their last wishes into writing and simplifies the process for those responsible for distributing an estate. Among its benefits, the act: [...]

9 05, 2014

How does Property Transfer Tax affect you?

By |2019-05-15T16:38:25-07:00May 9th, 2014|Property Tax|

How does Property Transfer Tax affect you? Very generally, Property Transfer Tax (PTT) is paid by anyone who has land transferred into their name, unless they qualify for an exemption. Property Transfer Tax is 1% on the first $200,000.00 of the property's fair market value and 2% on the remaining fair market value, as of [...]